Budget
-Before you do anything make a budget
-Use cash only. When it is gone you are done!
-A good rule of thumb in setting a family grocery budget is $25 per person a week on all meals. (Example a family of four would have a $100 budget a week)
Where to get your coupons
-Sunday papers (buy at the dollar store)
- Coupons.com
- Couponnetwork.com
-Smartsource.com
-Redplum.com
- Facebook “Likes”
- Blogs have a great coupon database.
-happyhomemakercindy.com
-ingoodcents.com
-pennypinchinmom.com
cuckooforcoupondeals.com- has a great ABC's for couponers-Meijer mperks and mealbox
-All You magazine (subscribe or at Wal-mart only)
*make an email account just for coupons
Where to use coupons
-Meijer, Marsh (double up to .50) Walmart, CVS, Walgreens.
-Target (you can use a target coupon plus a manufacturer coupon on one item)
What no coupons??
-Wal-mart will price match an ad
-Shop the sales!!
-Don’t be brand loyal
-Aim for 50% off regular price (that can be sale plus coupon)
-Make a list before you leave! Stick to it, no impulse buying!
Kids!
- have them help clip coupons
-teach them how it is important to save money and have a budget
Good Price points
-Chicken 1.99 or less a lb
-Ground beef 2.89 or less a lb
-Milk 2.50 a gallon
-Eggs $1 a dozen
-Toilet paper .25 a roll
-Paper towels .50 a roll
Other great ways to save some cash!
-Water heater set to 120 degrees
-AC set at 78 degrees.
-turn ceiling fans off when you leave, fans cool people not rooms.
-Heater set at 68 degrees
-turn heat down when you leave for work or class.
-for every degree you turn down you can save 1-3% on your bill
-Use a space heater only. You can save upto $1,000 a year
-Turn off the lights when you leave a room
-use compact fluorescent light bulbs. they use 75% less energy and last
10x longer. You can see a $100 savings in a year.-Use a crockpot once a week. Pre-heating a oven uses the most energy in your house.
-Pay your bills on time! Paying late can affect your credit.
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